The new IAL3 verification process adds extra rigor to ensure superior-strength identity evidence, from in-person proofing (to include remote proofing under supervision) and biometrics, making IAL3 suitable only for high stakes use cases where mistakes could cause significant harm or loss.
TrustSwiftly's IAL3 solution offers many advantages, including improved security, regulatory compliance and user experience. The system combines watchlist screening, behavioral biometrics and other state-of-the-art technologies for an enhanced digital future.
NIST IAL3 verification
The NIST 800-63A IAL3 verification process entails having someone examine identity documents, record video footage of an applicant and capture biometrics. This creates an assured digital identity and serves to prevent fraud or identity theft.
The 2025 NIST guidelines have shifted their priorities in order to prioritize stronger phishing-resistant authentication protocols and an impactful Digital Identity Risk Management (DIRM) framework which considers outcomes such as mission delivery, public trust and individual users. It has also changed what "levels of assurance" refers to by retiring the notion that there exists only one orb dictated by implementation-specific requirements.
Innovative IAL3 compliant solution such as TrustSwiftly offer seamless user experiences while offering robust protection from sophisticated attacks. These solutions use multispectral UV light analysis, facial recognition with liveness detection and step-up reproofing based on risk to validate identities in the real world. Finally, step-up reproofing supports continuous identity assurance beyond point-in-time checks.
IAL3 identity proofing
NIST offers three levels of IAL3 identity assurance level 3 proofing services. At this level, NIST requires superior evidence and stringent in-person or remote verification processes to protect from impersonation and fraud, while maintaining user convenience. IAL3 processes combine document validation, biometric comparison and direct oversight to verify whether claimed digital identities belong to real individuals.
IAL3 also incorporates advanced document authentication, to prevent counterfeiting and cloning which are common threats in IAL2. Social engineering attacks like voice clones, AI deepfakes, and root devices can fool even sophisticated identity-proofing systems.
Recent technological developments have made it possible to deploy IAL3 on mobile devices in the field, dramatically reducing logistics costs while providing greater capture capabilities of faces and evidence documents, providing redundancies against hacking or device tampering, as well as offering redundancy against hacking or device tampering.
IAL3 compliant solution
IAL3 compliance is the highest level of identity assurance, requiring in-person or remote proofing with strong biometric analysis to verify that an identity claim uniquely links back to an actual human being and reduces risks of impersonation and fraud. IAL3 is ideal for high-stakes use cases such as accessing secure data or conducting large financial transactions.
Trust Swiftly provides a complete IAL3-compliant solution for identity verification and mitigating risk in today's digitalized environment. Its advanced technology and streamlined processes provide a superior user experience while guaranteeing regulatory compliance, security and cost efficiency.
Customers using a mobile app must scan and submit their identification documents, with this data then cross-referencing with other sources (utility bills and official databases) in order to validate their address. In addition, facial recognition technology compares users with photographs on their identification documents to reduce risks of identity theft or impersonation.
IAL3 kiosks
Many regulated industries require individuals to undergo an identity proofing process with specific levels of assurance. Some processes take place onsite while others can be carried out remotely and attended by CSP representatives; this helps reduce more sophisticated attacks such as document fraud, phishing, spoofing etc.
An IAL3 kiosk can be used by CSP representatives remotely in order to verify an individual's identity - it comes equipped with an app allowing CSP representatives to connect live to it during proofing sessions so they can view evidence captured by applicants as captured during proofing sessions allowing CSP representatives direct access.
Trust Swiftly's NIST IAL3 verification platform offers an efficient process that saves both time and cost while remaining compliant with regulatory requirements. Featuring advanced biometrics like facial recognition with liveness detection, fingerprint scanning, voice authentication and address verification to strengthen user authentication; address verification uses cross-referencing official records with utility bills for an additional level of verification verification; furthermore it supports both automated verification methods as well as manual supervised methods that work in concert to mitigate risk across varying risk levels and use cases.
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